A flooded basement. A leaking roof. A storm-damaged window.
Homeowners are often surprised to learn that scenarios like these—along with other commonly occurring water, window and roof damage—may be covered by their insurance policies. That’s why, when property damage happens, making your insurance company the first call is often your best call.
Always contact your homeowner’s insurance company if one or more of the following apply:
Keep in mind, a call to your insurance company is risk-free and does not mean you have to move forward with a claim. But it does ensure you receive prompt, expert support as you assess the damage and decide what to do next.
Another benefit to making the call: you may uncover hidden policy benefits. For example, many policies cover the cost of food if you’re unable to use your kitchen while repairs are completed.
Here’s what to have on hand when you contact your insurance company:
Even if you don’t have or know the above items, don’t hesitate to call your insurance company for help.
Accuserve helps homeowners restore their homes to whole when damage occurs. We partner with insurance companies to provide expert interior and exterior property repair and claims management services—so homeowners can get back to what matters most as quickly as possible.